{"id":39,"date":"2014-01-18T11:02:27","date_gmt":"2014-01-18T11:02:27","guid":{"rendered":"http:\/\/projecthelpline.in\/myblog\/?p=39"},"modified":"2021-11-18T07:32:29","modified_gmt":"2021-11-18T07:32:29","slug":"mba-finance-synopsis-format","status":"publish","type":"post","link":"https:\/\/projecthelpline.in:\/myblog\/mba-finance-synopsis-format\/","title":{"rendered":"MBA FINANCE SYNOPSIS FORMAT"},"content":{"rendered":"

A<\/strong><\/p>\n

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SYNOPSIS ON<\/strong><\/p>\n

<\/em><\/p>\n

\u201cA STUDY OF REVERSE MORTGAGE SCHEME IN INDIA\u201d<\/strong><\/p>\n

<\/strong><\/p>\n

(CASE STUDY OF ICICI BANK)<\/strong><\/p>\n

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UNDER SUPERVISION OF:<\/strong><\/p>\n

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\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026\u2026..<\/strong><\/p>\n

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SUBMITTED BY<\/strong><\/p>\n

<\/strong><\/p>\n

NAME\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 :\u00a0\u00a0\u00a0\u00a0\u00a0 TAPASYA SHARMA<\/strong><\/p>\n

<\/strong><\/p>\n

ENROLLMENT NO\u00a0\u00a0 :\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 0921003183<\/strong><\/p>\n

<\/strong><\/p>\n

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<\/strong>Submitted in partial fulfillment of the requirements for qualifying <\/strong><\/p>\n

MASTER OF BUSINESS ADMINISTRATION <\/strong><\/p>\n

2012<\/strong><\/p>\n

\u201cA STUDY OF REVERSE MORTGAGE SCHEME IN INDIA\u201d<\/strong><\/p>\n

<\/strong><\/p>\n

(CASE STUDY OF ICICI BANK)<\/strong><\/p>\n

<\/strong><\/p>\n

<\/strong><\/p>\n

Submitted By:<\/strong><\/p>\n

<\/strong> <\/strong><\/p>\n

Enrollment No.\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 :<\/p>\n

Name\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 :<\/p>\n

Area of Specialization\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u00a0 :\u00a0\u00a0 \u00a0\u00a0\u00a0MBA (Finance)<\/p>\n

Title of the Project \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 :\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u201cA study of Reverse Mortgage Scheme in<\/p>\n

India (Case study of ICICI Bank)<\/p>\n

Name of the Study Centre\u00a0\u00a0\u00a0\u00a0 \u00a0\u00a0:<\/p>\n

Study Centre Code\u00a0\u00a0\u00a0 \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 :<\/p>\n

COMPANY PROFILE<\/span><\/strong><\/p>\n

ICICI Bank is India’s second-largest bank with total assets of Rs. 4,062.34 billion (US$ 91 billion) at March 31, 2011 and profit after tax Rs. 51.51 billion (US$ 1,155 million) for the year ended March 31, 2011. The Bank has a network of 2,553 branches and 7,440 ATMs in India, and has a presence in 19 countries, including India.\u00a0ICICI Bank offers a wide range of banking products and financial services to corporate and retail customers through a variety of delivery channels and through its specialized subsidiaries in the areas of investment banking, life and non-life insurance, venture capital and asset management.\u00a0The Bank currently has subsidiaries in the United Kingdom, Russia and Canada, branches in United States, Singapore, and Bahrain etc.<\/p>\n

STATEMENT OF THE PROBLEM<\/span><\/strong> <\/span><\/strong><\/p>\n

This study will help in to understand the Reverse Mortgage Scheme in India\u201d A reverse mortgage is a particular kind of home equity loan that allows the owner to cash in some of the equity in her home. To be eligible for a reverse mortgage, a borrower must be 62 years of age or older, own the home outright and have no other liens against the home. The borrower does not have to satisfy any credit or income requirements. They can receive the proceeds in one of the following ways: a lump sum at the beginning, monthly payments until a fixed term or a life-long annuity, by establishing a credit-line with or without accrual of interest on the credit balance, or a combination of the above. The study finds the status of reverse mortgage in India.<\/p>\n

OBJECTIVES OF THE STUDY<\/span><\/strong><\/p>\n

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The objective decides where we want to go, what we want to achieve and what is our goal or destination. The objective of \u201cA STUDY OF REVERSE MORTGAGE IN INDIA\u201d is to –<\/p>\n

    \n
  1. Analyze the future prospects of this lending scheme in India.<\/li>\n
  2. Find out the Risks associated with it in current scenario (Recovery after global economic meltdown).<\/li>\n
  3. To find out the welfare gain to senior citizens from Reverse Mortgage Scheme.<\/li>\n
  4. To study of other available banks Reverse Mortgage Scheme.<\/li>\n
  5. To study the sources of indian data relevant to Reverse Mortgage<\/li>\n<\/ol>\n

    <\/strong>RESEARCH \u00a0METHODOLOGY<\/span><\/strong><\/p>\n

    Research methodology in a way is a written game plan for conducting research. Research methodology has many dimensions. It includes not only the research methods but also considers the logic behind the methods used in the context of the study and complains why only a particular method of technique has been used. The basic task of research is to generate accurate information for use in decision making. Research can be defined as the systematic and objective process of gathering, recording and analyzing data for aid in making business decisions.<\/p>\n

    As the project involves analyzing of financial structure, the research is exploratory in nature, covering financial parameters and come of the important ratios to carry out research.<\/p>\n

    <\/span><\/strong><\/p>\n

    DATA COLLECTION METHOD<\/span>:<\/strong><\/p>\n

    The data will be collected using both by primary data collection methods as well as secondary sources.<\/p>\n

    (i)\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 PRIMARY DATA<\/strong>– Most of the information will be gathered through primary sources. The methods that will be used to collect primary data are books, research, newspapers, wave sites etc.<\/p>\n

    Books: – <\/strong><\/p>\n